Home Insurance Accident Coverage Essential

Accident Coverage Essential to Home Insurance

A recently published InsuranceAgents.com article encourages homeowners to verify their home insurance policies include accident coverage and to learn exactly what is covered.

Chicago, IL, October 29, 2009 - Homeowners insurance typically includes liability coverage, coverage for external living expenses, and contents coverage. According to an article recently published on InsuranceAgents.com, homeowners should also be sure that their policy includes home accidents coverage and know exactly what is covered and what is not covered in their homeowners insurance policy.

"Accidental damage is damage that happens suddenly as a result of a non-deliberate and unexpected action," the article, 'Homeowners Insurance: Accidents Happen,' states. "You will need to check your policy for which specific damages are covered and which are not. For example, your carpeting might be covered if it is stained but if apple juice is spilled on your laptop then you may be out of luck."

Homeowners insurance policies generally include tricky language that can be confusing and extremely specific as to what is considered an "accident." An example would be a pet dog that is not listed in a homeowner's policy and destroys some furniture. Sure, it's an accident but the fact that the dog was not included in the policy will most likely mean the damage isn't covered.

All homeowners should know their policies in and out. This will prevent filing a useless homeowners insurance claim that will inevitably get denied. Any homeowner who is confused of the language their policy contains should contact their home insurance agent. He or she will be able to answer any and all questions and provide sound advice for any homeowner.

Visit InsuranceAgents.com today to learn more about the ins and outs of home insurance quotes and the insurance industry as a whole.

Contact Information
InsuranceAgents.com
Tom Lustina
614 286 0193
tom@insuranceleadz.com
http://www.insuranceagents.com/home-accidents.html

 

Health Insurance Companies And Medical Tourism

US Health Insurance Companies/ Reinsurers Embrace Medical Tourism

West Palm Beach, FL, October 22, 2009 -- Many of the leading US health insurance companies, employers, agents, and reinsurers are attending the upcoming world medical tourism and global health congress, October 26-28th, 2009 in Los Angeles.

"Swiss Re appreciates the value of providing employers with the medical travel option to reduce health care costs for eligible operations without sacrificing quality of care," said Matt Leming, Vice President and Sales Leader with Swiss Re's Medical Expense Group. "Including coverage for qualifying medical travel expenses as a free and standard component of our employer stop loss offering helps expand the universe of those in the United States who can benefit from utilizing medical travel's high quality offerings."

The World Medical Tourism & Global Health Congress, http://www.medicaltourismcongress.com, is the official conference of the Medical Tourism Association (Global Healthcare Association) and is sponsored by the Medical Tourism Magazine, the official publication of the Medical Tourism Association, http://www.medicaltourismmag.com. The Medical Tourism Association (MTA), http://www.medicaltourismassociation.com, is the international non-profit trade association for the medical tourism industry which focuses on transparency in quality and pricing, communication and education. MTA has initiated commendable activities for growth of this emerging industry by publishing the world's leading Medical Tourism Magazine and hosting the world's largest Medical Tourism Congress.

Contact Melissa Skelton for more information in West Palm Beach, Florida. Melissa@medicaltourismcongress.com / 001.561.792.6676.

Contact Information
Medical Tourism Congress
Stephanie Falcone
561-792-6676
info@medicaltourismcongress.com
www.medicaltourismcongress.com